The Best Layered Bean Dip Recipe {With Ground Beef)
If you’re looking for a dish that works just as well for dinner as it does for an appetizer, this layered bean dip is a longtime favorite in our house.
I’ve been making this recipe for years, and my kids love it so much they’ll eat it straight from a bowl—no chips needed. It’s warm, filling, flavorful, and packed with protein if you keep the ground beef in!
Layered Bean Dip Recipe
This is a great go-to dish if you’re prepping for a party, a casual dinner, or a last-minute get-together. I find it comes together fast and always gets devoured!
Ingredients
1 (16 oz) can refried beans
1 (15 oz) can black beans, rinsed and drained
1 pound ground beef, cooked
3 Tbsp taco seasoning
1/2 cup water
1/2 cup sour cream
1 (8 oz) block cream cheese, softened
1 cup salsa
2 cups shredded cheese (cheddar, Mexican blend, or your favorite)
Optional toppings:
Avocado or guacamole
Chopped green onions, sliced olives, jalapeños, fresh cilantro
Instructions
- Preheat your oven to 350°F.
- In a 9×13 baking dish, spread refried beans evenly across the bottom.
- Add a layer of black beans over the refried beans.
- Next, cook and season the ground beef, and spread over the black beans.
- In a bowl, mix the softened cream cheese and sour cream until smooth, then spread over the beef layer.
- Spoon salsa evenly over the top.
- Sprinkle with shredded cheese.
- Bake for 30 minutes, or until hot and bubbly.
- Top with avocado, guacamole, or your favorite garnishes, and serve warm.
Serving Suggestions
This dip is incredibly versatile. It’s great served with tortilla chips, veggie sticks, or even by the spoonful for little ones who aren’t into dipping. We often enjoy it as a full dinner—it’s that satisfying.
If you’re low on time or want to serve this more as an appetizer, feel free to skip the ground beef and even the black beans. It will still taste delicious, just with less protein.
How to Make This Layered Bean Dip Low-Carb
To reduce the carbs in this dish, here are a few easy tweaks:
Use a low-carb brand of refried beans or skip them altogether and double the ground beef
Swap tortilla chips for bell pepper slices, celery sticks, pork rinds, or low-carb crackers
Choose a salsa with no added sugar or use diced tomatoes with green chiles
Use full-fat dairy for the cream cheese and sour cream
Load up on the meat and cheese to boost protein and fat
Nutrition Information (Approximate per serving – makes 8 servings)
Calories: 350
Protein: 21g
Fat: 23g
Total Carbs: 15g
Fiber: 5g
Net Carbs: 10g
Leaving out the black beans brings the net carbs down to about 6g per serving.
Variations On Bean Dip
Short on time? Skip the beef or black beans to make it faster—it still tastes great and makes a perfect party dip.
Want more spice? Add sliced jalapeños or use a spicy salsa.
Need more protein? Add extra ground beef or swap in shredded chicken.
Don’t have cream cheese? Greek yogurt works as a substitute for the sour cream and cream cheese blend.
This is one of those recipes that adapts well to whatever you have on hand and whatever your dietary needs are. I hope your family enjoys it as much as mine does!
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The Best Layered Bean Dip {With Ground Beef}
Ingredients
- 1 (16 oz) can refried beans
- 1 (15 oz) can black beans rinsed and drained
- 1 lb ground beef
- 3 tbsp taco seasoning for the ground beef
- 1/2 cup water
- 1/2 cup sour cream
- 1 (8 oz) block cream cheese softened
- 1 cup salsa
- 2 cups shredded cheese cheddar, Mexican blend, or your favorite
Optional toppings:
- Avocado or guacamole
- Chopped green onions, sliced olives, jalapeños, fresh cilantro
Instructions
- Preheat your oven to 350°F.
- Cook the ground beef in a skillet until brown. Drain excess grease.
- Add the taco seasoning and water, simmer for 5 minutes.
- While the ground beef simmers, spread refried beans evenly across the bottom of a 9×13 baking dish.
- Add a layer of black beans over the refried beans.
- Next, spread the cooked taco-seasoned ground beef.
- In a bowl, mis the softened cream cheese and sour cream until smooth, then spread over the beef layer.
- Spoon salsa evenly over the top.
- Sprinkle with shredded cheese.
- Bake for 30 minutes, or until hot and bubbly.
Notes
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